Qualification Guidelines for Major Remodeling Construction Loans

• 80% LTV/LTC on loan amounts up to $2 million
• Loan Amounts up to $5 million (Higher by Exception)
• 680 Minimum FICO Score
• Debt to Income Ratio of 45 -50%, (Higher by Exception)

One Time Close Construction to Permanent Financing Options

• Construction Loan rates ranging from 3.00% to 4.0% 
• 15 and 30 year fixed rate construction to perms.
• ARM’s fixed for 1, 2, 3, 5, 7 & even 10 Year Loans
• No Prepayment Penalties
• Ask us about loan amounts based on the Finished Value of your home

All of these options are One Time Close offerings.  This gives our clients the advantage and peace of mind of not having to worry about re-qualifying for permanent financing when their build is complete.  There’s no new credit checks, appraisals or closing costs; everything that needed to be done is already done, so your construction loan simply simply rolls into your permanent loan at the completion of your remodel.

Getting started is easier than you think! Just pick up the phone and call one of our remodeling construction lending professionals at (866) 211-3344 today for a FREE confidential analysis of your Remodel Project!